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FCA BLOG
What is a Structured Term Loan?
Structured term loans or notes in the asset-based lending (ABL) context provide a way for borrowers to access more sophisticated financing options while still leveraging their assets as collateral.
What is a Bridge Loan?
A bridge loan is a short-term loan used until a person or company secures permanent financing or pays an existing obligation.
What is an Unsecured Term Loan?
Unsecured term loans are not backed by particular assets. They may be taken out by companies where assets are not available for an asset based loan (ABL) structure or can be taken out as a complement to an asset-based structure.
What is Revenue-Based Financing?
Revenue-based financing is an alternative funding model where lenders provide capital to a business in exchange for a percentage of the company's ongoing revenues.
What are Equipment and Inventory Loans?
Some lenders will lend against equipment, machinery, or inventory as collateral for a business.
What is a Mezzanine Loan?
Mezzanine loans represent a hybrid financing option that sits between senior debt and equity in the capital structure.
What is Receivables Financing and Factoring?
Receivables Financing and Factoring is essentially the act of purchasing a business’s A/R. Receivables financing can be either part of the collateral base in an asset-based line of credit (ABL) structure, or can be stand-alone financing
What are AR Lines of Credit?
ABL lenders typically advance funds on A/R, and there are a few common types of ineligible A/R.
What is an Owner-Occupied CRE Loan?
Owner-occupied CRE loans are for business owners that want to purchase, refinance, or improve property they'll use for business purposes.